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Great News for Anyone Planning to Buy a House in 2013!

It’s been a long 4-years for property values. Ever since the bubble burst of 2008, which led to the worst  economic crash since the 1930’s, housing and mortgage experts have been hyper-focused

Home Cost Index at a 20 Year Low

Notes from the report: Prices and mortgage payments are based on the median existing single-family home price, averaged from quarterly data to obtain annual prices. Mortgage payments are calculated using the interest-rate

Housing Starts Surge in September

The Commerce Department reported that Housing Starts surged 15% in September to its fastest pace in more than four years signaling that the housing sector’s recovery is gaining some momentum.  Starts grew

Is today the right time to invest in real estate

Historically these two measures are the best indication of when it’s a good time to invest in real estate Rent-to-Buy and Home Prices to Income Posted: 28 Sep 2012 07:23 AM PDT

New Short Sale Guidelines

Homeowners with underwater mortgages should experience easier short sales with new federal guidelines that go into effect Nov. 1, 2012. The rules, announced Tuesday, no longer require homeowners with an eligible hardship

How Buyers Get the Best Interest Rates (3 of 3)

With the credit market being so tight, credit score has become the most important key driver of interest rate. The difference between a great credit score and an average credit score could be a

How Buyers Get the Best Interest Rates (2 of 3)

The next factor is Down Payment.  An individual having a larger down payment will get a better interest rate.  In mortgage language it’s called Loan to Value (LTV).  LTV expresses the loan size

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