The Commerce Department reported that Housing Starts surged 15% in September to its fastest pace in more than four years signaling that the housing sector’s recovery is gaining some momentum.  Starts grew

Historically these two measures are the best indication of when it’s a good time to invest in real estate Rent-to-Buy and Home Prices to Income Posted: 28 Sep 2012 07:23 AM PDT

Homeowners with underwater mortgages should experience easier short sales with new federal guidelines that go into effect Nov. 1, 2012. The rules, announced Tuesday, no longer require homeowners with an eligible hardship

With the credit market being so tight, credit score has become the most important key driver of interest rate. The difference between a great credit score and an average credit score could be a

The next factor is Down Payment.  An individual having a larger down payment will get a better interest rate.  In mortgage language it’s called Loan to Value (LTV).  LTV expresses the loan size